“Aggressive pricing games” in the platform market could threaten the sustainability of smaller players as platform charging structures come under the spotlight. Last week, Money Marketing kick-started the debate with Alliance Trust Savings and Nucleus arguing the merits of flat fees and percentage pricing. As the only advised platform in the UK that uses flat-fee […]
The FCA will change its logo over the Summer, Money Marketing sister title Mortgage Strategy has discovered. The regulator has registered two versions of a new logo, both in its current colours, according to Intellectual Property Office filings. One contains all capital letters, while the other only capitalises the first letter of each word. An FCA […]
The FCA has said that placing responsibility on to individuals through its Senior Managers Regime will not mean that firms have a “free pass” against fines. Speaking at New York University, the FCA’s director of enforcement and market oversight Mark Steward said that while fines were not the only way to keep firms in check, […]
In this short video, Craig Inches, head of short rates and cash at Royal London Asset Management, offers his thoughts on how to preserve capital and generate income in an inflationary environment. Watch the video in full The value of investments and the income from them is not guaranteed and may go down as well […]
Those with decent-length memories will recall that in the 2014 Budget statement George Osborne announced the new (and entirely unexpected) pension freedoms. The new rules come fully into force in less than two weeks.
The global race to the bottom in interest rates could take the yields of all bond durations (including the US) to 0 per cent. The starting gun for the latest leg of this race was fired after US Federal Reserve chair Jerome Powell’s pivot at the end of December 2018. He effectively rowed back on […]
Having recently had an occasion to claim on a general insurance policy, for contents, I was struck by a number of aspects for this type of protection that simply had not occurred to me before. Firstly, I really should have read the terms and conditions and coverage provided by the contract. Secondly, the adage ‘you […]
Planning businesses have steps they can take to defend against the risk challengers will upend the market Every so often the industry conversation returns to the threat of margin compression – fancy language for the fact you may not be able to charge so much in the future. For financial planning businesses, the 1 per […]