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What’s the IHT position on final salary transfers?

I have been running various adviser events around the country over the last few weeks and a regular question has arisen connected to the rising numbers of final salary transfers. What is the inheritance tax position, especially if the transfer is driven by the desire for better death benefits and the customer is in relatively […]

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Walking a fine line: Advisers wait for FCA answers on suitability

Advisers want more clarity from the FCA on what it expects from suitability reports ahead of the results from the regulator’s wide-ranging review of advice and product recommendations. They are also calling for greater collaboration between the FCA and the Financial Ombudsman Service to make sure they interpret suitability reports in a similar way. Sorting […]

The FCA’s five fixes for retirement information

The Financial Conduct Authority (FCA) has started to change the way that people will be told about their pension options. In a recent market study paper, they lay out their final proposals on the information that should be delivered to people approaching retirement and how it should look and feel. During 2015, there will be […]

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Comments

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  1. Having viewed the questions and starting to respond I got the impression that they were all loaded questions as they were rolling all the topics out anyway. It came across as they were trying to justify their own existance & agenda, with no respite to the volume of regulatory guff already implemented.

    So sorry but I downed tools due to my previous experiance of wasted hours on FSA/FCA requests for industry imput across all areas which they always appear to ignore. The regulatory burden continues to become greater so the responses appear to make no noticeable changes or reduction in our regulatory burden & costs. So you just have to say whats the point!

    It appears to be yet another case of them offering lip service to the accusations of being a non transparent, out of touch regulatory leviathan.

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