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Falling on Hardy times

Some might think the disincentivising effect of pension credit on saving for retirement is a new phenomenon. But no – it seems the same issue abounded in Hardy’s 19th Century Wessex, as revealed from this excerpt from Tess of the d’Urbervilles. Some things never change.

“The staple conversation on the farms around was on the uselessness of saving money; and smock-frocked arithmeticians, leaning on their ploughs or hoes, would enter into calculations of great nicety to prove that parish relief was a fuller provision for old age than saving out of their wages during a whole lifetime.”

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