Waist size is a better measurement than body mass index for assessing individuals’ risk, meaning that tape measures could replace weighing scales, say medical and reinsurance industry professionals.Protection specialist Lifesearch believes protection application forms could soon be asking for waist measurement, with providers applying automatic loadings for customers with bigger waist sizes. The current trend is for providers to apply automatic loadings at a BMI of around 33 compared with a healthy level of 18.5 to 25. But Royal College of GPs spokeswoman Dr Sarah Jarvis says abdominal circumference is a better measure of health risk than BMI. Reinsurer RGA says BMI works against healthy muscular people as it is a simple ratio of height and weight. The ABI still maintains that BMI is the most accurate way of establishing the classification of obesity. RGA head of sales and marketing Jason Hurley says: “RGA agrees waist size is a better measurement than BMI. Logically, somebody who carries high level of fat around their waist is a higher risk than somebody with a high level of muscle on the upper body.”
LifeSearch has promoted Brian Wilson to sales director after seven years with the company, succeeding Tom Baigrie. Wilson managed LifeSearchs Milton Keynes office after joining as an adviser in 1997 when the company first formed. Baigrie will focus on the companys overall strategic goal of promoting independent protection advice.Wilson says: LifeSearch moves with the times […]
HM Revenue & Customs has changed its policy regarding monies incorrectly removed from Peps and Isas after lobbying from the Pep and Isa Managers Association. Managers who make these errors can now reinstate the money as long as they gain clearance from the HMRC audit unit beforehand. Previously this was only allowed in specifically defined […]
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Two new members have been appointed to the ABI’s Expert Working Group on HIV.African HIV Policy Network head of policy Rhon Reynolds joins along with HIV Special Interest Group of the British Association for Sexual Health & HIV chairman Dr Martin Fisher.
Those with a long memory will recall that at the start of the last parliamentary term George Osborne announced his intention to merge income tax (IT) and national insurance (NI). Headline grabbing as the initiative was, the reality of the complexities, challenges and costs of such a move resulted in this idea being kicked into the political long grass.
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