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Exclusive Mortgages Direct caps for two years

Exclusive Mortgages Direct has launched a two-year capped-rate flexible mortgage.

The rate is capped until June 1, 2001 at 5.55 per cent for loans up to 95 per cent loan to value. The minimum loan is £25,000.

The product is funded by Bank of Ireland Mortgages and is available exclusively through EMD.

The procuration fee is £250, payable within 48 hours of completion.


Unum announces the success of its Indepedent Living insurance

Protection specialists Unum has pronounced its &#39Independent Living&#39 insurance a success story with over 6,000 policies sold.The contract launched in 1997 is designed to provide pensioners with cash lump sums in the event of breaking a bone or accidental death.The policies are sold through pension schemes at a set price of £4.95 regardless of age […]

Cater Allen cuts interest rates

Cater Allen Bank has cut the rate on its cash management account by 0.125 per cent.The move follows the recent decision by the Bank of England to reduce base rates by 0.25 per cent.The account has four interest rate tiers with the minimum balance of £5,000 earning 3.68 per cent gross, while investments in the […]

AP Information Services publishes &#39Blue Book&#39

AP Information Services has published the 1999 edition of &#39Pension Funds and their Advisers&#39.The guide covers over 2,250 pension funds and 800 advisers.The pocket sized directory, nicknamed &#39the Blue Book&#39 is also available on CD-Rom.The guide contains an alphabetical list of the major UK pension funds including most of the companies and organisations with more […]

EFM pushes investment trust Isas to counter ACT change

Edinburgh Fund Managers is advising investors to put their cash in investment trusts to beat the cuts in advance corporation tax credits.The fund manager says investors should buy now because many shares in investment trusts are trading at a price below their true net asset value, enhancing the potential return.EFM points out its Dunedin Income […]


Guide: what you need to consider for your auto-enrolment project

In this guide, Johnson Fleming reveals what items you need to understand to gauge the impact of auto-enrolment on your business. The guide focuses on: the impact that your auto-enrolment scheme will have on you; assessing your workforce; understanding your staging date; reviewing your current provision; and modelling contribution levels and costs.


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