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Pru to close Flexible Retirement Plan

The Prudential Flexible Retirement Plan will be closing to new business in September, Money Marketing can reveal. The provider will stop accepting new top-up contributions or transfers, and will no longer accept new money into the income drawdown option from 17 September. Existing customers will still be able to continue paying regular contributions. Prudential has […]

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Adrian Boulding: Robo key to advisers’ survival

Last month, the FCA released its findings from its review of automated advice providers. The results looked worrying for robos, with concerns flagged in the areas of suitability and fee disclosure, in particular. But while it is clear some online players need to do a much better job, robos more broadly are far from being run […]

Exclusive: Intrinsic investment proposition head poached by Dynamic Planner

Intrinsic investment proposition head Chris Jones has joined risk-profiling firm Dynamic Planner to head up its proposition to advisers and asset managers. Jones had been at the Quilter-owned financial advice network since 2012. A chartered and certified financial planner, Jones was previously an IFA and has held roles at major firms like Bradford & Bingley […]

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Idle savers missing pension pot returns

People who stay in default pension funds are losing 4.75 per cent in returns every year, according to research from Hargreaves Lansdown. Data from a survey of 58,000 workplace pension members show 47 per cent  of people with a pension above £25,000 choose their investments. Comparatively, just 5 per cent of people with a pension pot […]

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Pinpoint school fees planning

Many parents value the standard of education offered by independent schools and will pay for that privilege. Planning for the fee payments can help. Even if the children do not go to an independent school, they could go to university. In this case, the children can end up with a huge outstanding student loan that […]

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