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Equitable initial pension charges cut by 0.5%

Equitable Life has slashed initial charges by up to 0.5 per cent on its group personal pensions, group money-purchase schemes and top-up plans. The move follows a cut in Equitable&#39s expense ratio for 1997. It means that GPP charges start at 3 per cent on annual contributions up to £50,000. AVC charges start at 2 per cent for annual contributions up to £150,000.

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Regions in bid to stop Portfolio

The IFA Association&#39s London and Southern region committees are seeking to stall IFA Portfolio&#39s pseudo network Anglo Caledonian. The regional committees say members have not been given sufficient information to make a proper judgement about the network&#39s formation and want members to vote no at Portfolio&#39s AGM on Friday. The committees are also proposing two […]

Ohra raises PMI rates by up to 10%

Private medical insurer Ohra UK is increasing PMI premiums by between 9 per cent and 10 per cent from January 1. Ohra is offering a free 24-hour claims helpline and 24-hour medical advice service.

Converting pension savings to a retirement income…

Since last year’s reforms to pension legislation, a significant number of retirees have chosen income drawdown over purchasing an annuity. Income drawdown is more flexible than an annuity. However, it also increases the likelihood that individuals won’t be able to maintain their income throughout their lifetime. In this short video, we explain the risks that […]

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