View more on these topics

Ellipse – InteractPlus

Ellipse – InteractPlus

Type: Group income protection with in-built absence management system

Minimum group size: Five

Minimum premium/minimum benefit: Dependent on requirements for each individual scheme

Maximum benefit: Up to 75% of salary with or without deduction for state benefits up to a £350,000 a year maximum

Options: Option to cover pension scheme contributions and or employer national insurance contributions payable on the member¹s benefit, escalating cover

Definitions of incapacity: Own occupation, suited occupation, own occupation switching to suitable occupation after 24 months of claim payments, activities of daily working

Deferred periods: Four, eight, 13, 26, 28, 41 or 52 weeks

Commission: Agreed between adviser and client

Tel: 0844 338 0493


Mergers and inquisitions

Income tax has been in the news over the past couple of years. UK plc, like any other business under pressure, has had to look closely at income and expenditure. The expenditure side has grabbed the headlines and there has not exactly been concord on the action taken to reduce it. There will continue to […]


Merchant Capital goes with the flow

Structured product provider Merchant Capital has introduced a structured deposit that gives investors a chance to benefit from a fall in the FTSE 100 as well as any growth in the index.

Bright Grey launches enhanced simplified life and CI product

Bright Grey has launched an enhanced version of its simplified low-cost life and critical illness product Lifestyle. Lifestyle plus comes with total permanent disability as standard on life of critical illness cover and advisers can also add payment cover for sickness. It offers up to £500,000 cover, payments start from £5 a month and advisers […]

Galvin vows help for DB schemes to plug deficits

The Pensions Regulator chief executive Bill Galvin says he will ease the funding requirements on defined-benefit pension schemes in April as tumbling gilt rates push up deficits. In an interview with Money Marketing, Galvin says TPR will release a statement in April detailing the measures to help schemes struggling to close soaring deficits. Over the […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment