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Edeus – Self Cert Two Year Tracker


Self Cert Two Year Tracker

Type: Self-cert tracker mortgage

Tracker term: Two years

Tracker rate: 0.39% above Bank of England base rate

Payable rate: 5.89%

Minimum loan: £25,001

Maximum loan: Up to 90% subject to a maximum of £400,000, up to 85% of valuation subject to a maximum of £500,000, up to 80% of valuation subject to a maximum of £750,000, up to 7%% of valuation subject to a maximum of £2m

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty

Arrangement fee: 1.5% of the original loan subject to a £699 minimum

Redemption fee: 6% of the amount repaid in year one, 5% in year two

Introducer’s fee: 0.4% of the original loan subject to a £200 minimum

Tel: 08000 838373


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