View more on these topics

Edeus – Light Adverse Self-Certification Three-Year Tracker


Light Adverse Self-Certification Three-Year Tracker

Type: Adverse credit tracker remortgage product

Tracker term: Three years

Tracker rate: 2.09% above Bank of England base rate

Payable rate: 7.34%

Minimum loan: £25,001

Maximum loan: Up to 90% of valuation subject to a maximum of £350,000, up to 85% of valuation subject to a maximum of £750,000, up to 75% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Conditions: Up to £5,000 in CCJs but none in the last three months, up to two arrears in the last 12 months, bankruptcy acceptable if discharged for a least one years, IVA acceptable if satisfied for at least one year, capital repayments of up to 10% allowed without penalty, free property assessment, free remortgage legal service, £200 cashback

Arrangement fee: £699

Redemption fee: 6% in first three years

Introducer’s fee: 0.65% of original loan subject to a £200 minimum and £15,000 maximum

Tel: 08000 838373


This must be true…

It’s looky-likey time again. The Claims Standards Council’s Andy Wigmore (of Wigmore Street) is pushing Through the Barricades masquerading as none other than the ‘Gold’-en Spandau Ballet star Martin Kemp. It’s True, we tell you.

Exit, pursued by heir

A change of view by HMRC means that advisers can consider again using absolute trusts for minors.

New Star’s Bryant to lead European fund

Clare Bryant has been promoted to lead manager on New Star’s 36m European portfolio, replacing head of fund of funds Mark Harris.Bryant joined New Star in 2002 and was previously an analyst and fund researcher, specialising in European funds.Her appointment means that the European fund is the only vehicle within New Star’s range of eight […]


Guide: day-to-day tasks ​— can your system manage?

This guide from Johnson Fleming will take you through the required communication and also give ideas for additional actions that will ensure your auto-enrolment project is a success. As well as highlighting what is required from a system to ensure it is up to the tasks, an overview of the following is also provided: data validation; data categorisation; employee communication; opt-in process; opt-out process; produce contribution schedule; contribution reconciliation process; upload of member data to pension provider; upload contribution to pension provider; manage salary sacrifice process; enrolment process; re-enrolment process; and management of increased employee queries.


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm