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Eco-property mortgage guide from Ecology Building Society

The Ecology Building Society is publishing a guide for borrower looking to convert or renovate existing properties.

The Ecology Building Society lends on properties that traditional lenders may shun including loans to fund conversion of derelict properties and development of organic smallholdings, farms and woodlands.

The Ecology Building Society marketing manager George Penaluna says: “Most of our mortgages are provided to help renovate or convert existing properties into homes, to build new homes with natural or recycled materials and for other low impact housing.


FSA may do more harm than good

The latest FSA commandment on past performance is a ban on its use in adver-tising in all but name. Perhaps some cunning copywriter will circumvent the regulations and actually advertise what a fund manager does but most managers will resort to brand advertising.The main thrust of the FSA&#39s proposals is that past performance cannot be […]

Tories to call for wider use of PMI

Conservative leader Ian Duncan Smith will reject expected tax rises in this week&#39s budget, proposing wider use of private medical insurance and pay as you go treatment instead.According to the Sunday Telegraph, Duncan Smith will oppose what has been tipped to be as high as £7bn in tax rises to pay for the NHS.

The Mortgage Business – 100% mortgage

The Mortgage Business 100%Type: 100% variableTracker term: Five-40 yearsTracker rate: SVR (currently 5.84%)Minimum loan: £35,000Maximum loan: £150,000Income multiples: 3 x income plus 1 or 2.5 x jointArrangement fee: £299Redemption fee: Three months’ gross interest in year one, two months in year two, one month in year three, one months’ notice or interest in lieu of […]

Towry Law in benefits deal with Asda staff

Towry Law is extending its presence in the emp-loyee benefits market with a deal to provide advice to staff of the Asda supermarket chain.Towry will offer a no-cost initial consultation and factfind meeting as part of their employee benefits package to all Asda&#39s 116,000 employees.Employees will have access to an independent mortgage advice or review […]

Rise of the machines

Head of Sustainable Investing at Royal London Asset Management, Mike Fox, looks at the case for including artificial intelligence within a sustainable investment strategy. Read the article in full here The value of investments and the income from them is not guaranteed and may go down as well as up and investors may not get […]


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