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E-developments will overtake seller&#39s packs

I was interested to read the article, Seller&#39s packs widely welcomed in survey (Money Marketing, January 16).

Any initiative which aims to improve the housebuying process can only be a good thing, particularly as England has one of the slowest homebuying and selling processes in Europe.

However, seller&#39s packs are by no means the panacea to solving the gazumping problem. There is little evidence that seller&#39s packs in isolation will significantly reduce gazumping.

In addition to this, by 2006, (when the packs are scheduled to come into force), developments in technology may well deem the seller&#39s pack initiative obsolete.

During the time that it has taken the Homes Bill to reach even draft stages,other initiatives that e-enable parts of the housebuying supply chain have started to overtake the seller&#39s packs scheme.

2006 is likely to see many changes to the housebuying process. But in the meantime, e-enabling many of the processes necessary to complete a house purchase is equally, if not more import-ant in achieving efficient,fair housebuying.

Paul Duckworth

Managing director




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Smee in call for test runs of FSA&#39s key facts regime

The FSA should test its proposed disclosure document in a series of pilot schemes to ensure that consumers will take to it before forcing the industry to embark on the costly exercise of implementing it, says Aifa director general Paul Smee.Speaking at Money Mark-eting&#39s Top 100 Summit in Croydon last week, Smee said he did […]


“No I don&#39t think it will work. A captive fund will just end up attracting all the firms that failed to get cover initially and the whole thing is going to be a very expensive process.”Neil Sims, Beckett“Yes, there is no reason why not. I hope it can significantly alleviate the problem but in practice […]

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Guide: how to… communicate with your pension members

Effective communication of your pension scheme is a large part of getting auto-enrolment right. Delivering the same message to all employees is not necessarily the way to go. To assist you with the communication of your pension scheme, we have provided some key areas to think about, such as:

  • What to consider when segmenting your workforce
  • How to communicate to pension scheme members at the right time in their member lifecycle
  • What topics you should be discussing with your pension members
  • The new pension freedoms and the importance of communicating them


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