Home Buyer Systems says it calculates that a first- time buyer can save over 1,500 if they get a mortgage straight from the lender, illustrating that dual pricing is still prevalent among lenders.
Alliance Trust has appointed chief investment officer Katherine Garrett-Cox as chief executive. She will take over from Alan Harden on August 29 when he takes up an external appointment.
Advisers who give clients access to platforms to carry out direct trades may be putting them at risk, warns Perception director Phil Billingham.
Cofunds claims Norwich Union faces a challenging time in integrating its wrap with Scottish Friendly’s back-office systems.
Should IFAs be selling large quantities of with-profits bonds in the current market?No 100%No “IFAs should be doing what is right for the client. We do not sell with-profits bonds anymore. We think that they are not transparent enough.”Robert Wood, Money Matters No “They are opaque and it is often difficult to understand what the […]
Holly Cassell, Assistant Manager of the top-performing Neptune UK Mid Cap Fund, discusses the potential near-term impact of Article 50 and the Brexit negotiations that she believes investors should pay most attention to. Read article here Important information Investment risks Neptune funds may have a high historic volatility rating and past performance is not a […]
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There is a potential conflict between coaching and the burgeoning area of behavioural finance
The total amount in fines handed out by the FCA has increased 10 times in the past year, soaring from £22.2m in 2016 to £229.4m in 2017. The FCA fined eight individuals an aggregate £436,000 and £229m was levied against companies, according to law firm Clyde & Co. Even though fewer fines have been levied […]
The work and pensions select committee is calling on the Government to ban pension cold-calling through the Financial Claims and Guidance Bill next year, as well as making people either take or opt out of guidance before accessing their pension. The committee opened an inquiry into pension freedoms in September and has published its report […]