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Dripfeed option to encourage the reluctant investor

Lombard International Assurance is launching a phased investment programme designed to help investors overcome their reluctance to risk investing in the current market conditions.

The firm says finding the right time for a new investment is proving to be a serious challenge for many investors.

Its phased programme dripfeeds the investor&#39s capital into the market rather than investing it as a lump sum.

Lombard says this will offer the potential for good returns with a more controlled exposure to risk.

The investor sets up a Lombard private client portfolio with a minimum investment of £100,000 which will initially be invested in the Amvescap Aim cash fund.

The client fills in an instruction to switch into one or more of Lombard&#39s multi-manager portfolios at no extra cost.

Investors in the phased investment programme also benefit from Lombard&#39s location in Luxemburg. These advantages include tax-free status, the state-monitored custodian structure and client privacy protected by law.

UK sales manager Stephen Atkinson says: “Our phased investment programme provides the ideal solution to investing in the current volatile market for the longer term. Investors are able to invest and make constructive use of their capital with less exposure to risk than with a single lump-sum investment.

“This approach has the advantage of reassuring nervous – and even not so nervous – investors in times of uncertain stockmarkets but still offers the prospects of the rewards of equity-based investments.”

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