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Downgrade for ‘exposed’ Standard

Standard Life was downgraded to a sell last week by a Deutsche Bank analyst who called it one of the most exposed stocks in a deteriorating UK economy. The analyst’s note warned of “continuing start-up losses on the wrap platform”.


Material evidence

IFAs routinely assist their clients to fill out proposal forms but there are particular dangers in relation to insurance products. What are the risks and what can the IFA do to avoid them becoming a reality?

End of PPI cash cow?

Credit providers making a killing from the sale of PPI were dealt a potentially show-stopping blow last week with the announcement that point of sale PPI may be banned.

Revolutionary MPPI plan from LV=

LV= has introduced a mortgage payment protection insurance plan that differs from traditional policies by providing an option for living expenses cover and not restricting the benefit payment period.

Frexit & contagion risk in Europe

Many commentators have suggested that the UK’s exit from the European Union will trigger a domino effect, leading to its eventual break-up. Neptune’s Rob Burnett discusses the likelihood of this happening. Read more: Important information Investment risks Neptune funds may have a high historic volatility rating and past performance is not a guide for future […]


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