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Direct deals from Co-op and Britannia

The Co-operative Bank and Britannia are to launch a five-year fixed-rate mortgage direct-only mortgage at 3.99 per cent and a two-year fixed-rate homeloan at 2.95 per cent. There is a £999 fee and maximum loan to value of 75 per cent.

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Mutuals demand parity with banks

Building societies have welcomed the coalition Government’s pledge to promote mutuality but say they do not need to be given an advantage, just granted a level playing field with banks. Building Societies Association head of mortgage policy Paul Broadhead says the Financial Services Compensation Scheme levy is a key area where mutuals are unfairly treated […]

Advisers back early access pension plans

Advisers support the coalition Government’s plans to look into allowing early access to pension savings but warn that safeguards must be put in place to prevent savers raiding their pension funds too readily. In the Conservative and Liberal Democrat final coalition agreement published last week, the Government says: “We will explore the potential to give […]

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