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Digest

The Treasury and Inland Revenue could be accused of putting out fire with petrol in part of their latest attempt to address the savings ratio through the plan to make shareholders of the nation&#39s babes in arms – the Child Trust Fund. Any product provider wanting a piece of the CTF action has to accept payments in a number of ways – cash, postal order and cheque all seem sensible, but by credit card? For longterm saving? Let&#39s hope not.

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Self-certified endowment misselling

I recently had a visit from a lady who used to work as a sales representative for Sun Life of Canada. In 1984, she sold herself an endowment policy to support her new 20-year interest-only morgtage of £15,000. Her endowment policy will mature next month with a maturity value of £16,000. As this policy maturity […]

Dual exposure from GE Life

GE LIFE Capital Secure Plan Type: Capital-protected bond Aim: Growth linked to the performance of the FTSE 100 and Halifax House Price indices Minimum-maximum investment: £7,000-£1m, Isa/Pep transfers £3,000 Term: Five years Return: Up to 100% growth in the FTSE 100 and Halifax House Price Indices Guarantee: Original capital returned in full regardless of performance […]

FSA says Menu will reduce overpaying risk

Firms will be required to present clients&#39 payment options and illustrative commission amounts for the firm and the market in a standardised format under the FSA&#39s new pricing menu.The FSA says the move should mitigate the risks of consumers paying too much for financial advice, as it expects the Menu &#45 which will show both […]

LIA&#39s view

The Financial Services Skills Council recently called us all in for yet another account of the progress of the examination review. The review kicked off at the end of the 1990s and everyone will have read CP157, the various interim documents and the latest document, CP194, on which the FSA will give its feedback next […]

Qatar cover image - thumbnail

White paper — Qatar International Insights

Jelf Employee Benefits highlights new legislation, key requirements and policy considerations when structuring international private medical insurance (IPMI) for expatriate employees in Qatar. This edition will be of particular interest to global human resource directors, compensation and benefits specialists and mobility managers who have employee populations in Qatar.

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