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Derbyshire Building Society to offer sub prime mortgages

Derbyshire Building Society has expanded its mortgage service to include the self-cert and subprime markets. It has entered an agreement with specialist lender Kensington Mortgages to provide non-standard mortgages to its customers. Both self-cert and subprime mortgages will be offered by the Derbyshire by making introductions to Kensington Mortgages.


Survey shows widespread ignorance of IHT liability

Over two-thirds of people have no idea where they stand on the issue of inheritance tax, according to research from Alliance & Leicester. Its quarterly wealth tracker index found that despite rising property prices which means that many people face potential IHT liabilities, 61 per cent of people had no idea what the current IHT […]

Phone of contention

What do you think of FSA plans to force mortgage brokers to conduct a fact-find before offering rate quotes over the phone? Clifford: It is highly questionable and a piece of bureaucracy which threatens to add cost, disjoint the advisory process and is unlikely to add any significant consumer benefit. Thoroughly assessing clients&#39 needs and […]

&#39Stockmarket falls force many workers to delay retirement&#39

A quarter of older workers intend to retire later than they planned two years ago because their savings have been hit by stockmarket falls, according to research by Watson Wyatt. Its survey of 4,500 workers aged between 50 and 64 reveals there is a strong relationship between those who are delaying their retirement plans and […]

US equities: opportunities for short sellers expand

Optimism is as American as baseball and apple pie. And since the financial crisis, being optimistic about US equities has paid off: they have outperformed every other major developed market by a comfortable margin. Yet while there remain plenty of good reasons to be optimistic about US equities, Stephen Moore, manager of the Artemis US […]


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