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Derbyshire BS launches remortgage deal

Derbyshire Building Society is launching a fixed rate remortgage product with no application or valuation fee.

The three-year product has a rate of 4.99 per cent and offers free accident, sickness and unemployment insurance for the first three months. Interest is calculated daily and there is no early repayment charge after the fixed period.

Maximum loan to value is 80 per cent.


Francis Klonowski

After various diversions via the priesthood, catering and then management, IFA Francis Klonowski has finally found his vocation – financial services.Independent from the very start, at the age of 11, he made the decision to leave his Sheffield home and attend the Catholic Seminary at Upshaw college in Durham to begin training as a priest. […]

WP bonds &#39could miss out in market recovery&#39

IFA Bestinvest is warning investors to steer clear of most with-profits bonds under current conditions as they are unlikely to benefit from the full effects of a stockmarket recovery.In its latest guide, Bestinvest says only life offices with good financial strength are worth considering as many need to replenish weakened reserves and cannot offer satisfactory […]

£1bn wasted in unnecessary inheritance tax

Over £1bn in unnecessary inheritance tax will be paid this year according to IFAP.The latest figures from the trade body&#39s Wasted Tax campaign shows that estates with a total value of almost £36bn will apply for probate with £2.3bn going to the taxman.Almost 68,000 people this year will die without leaving a will, meaning that […]

Scottish Mutual – Commercial Property Plan

Thursday, 17 October 2002 Type: Investment trust Aim: Income or growth by investing in commercial property Minimum investment: Lump sum £7,000 Maximum investment: £500,000 Investment split: 100% in commercial property Types of shares: Ordinary Isa link: Yes Pep transfers: Yes Redemption date: January 15, 2013 Charges: Implicit Special offer: Initial share price 99.5p a share […]

Brexit: what to expect in the aftermath

James Dowey, Chief economist & CIO In these very early stages following the “Leave” win any prognosis is by its nature highly tentative. It will be weeks before we are able to measure the acute impact of the result on the UK economy, and there are clearly no close historical parallels on which to base […]


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