View more on these topics

Defaqto on Incapital Europe’s Digital Growth plan – FTSE 100 Series II

View of Defaqto insight analyst for funds Fraser Donaldson

Donaldson says: “This product is aimed at investors who believe that the UK market, as measured by the FTSE 100 index, will not fall by 50 per cent over the next six years. If the index falls, but not by more than 50 per cent, capital will be returned in full at the end of the term.

“If the index falls by more than 50 per cent, capital will be lost on a one for one basis. The only other risk associated with this product is the counterparty. If the counterparty becomes insolvent before the end of the term the original investment will be lost. However, the counterparty is Santander UK, which is AA rated by Standard & Poors. Although possible this is very unlikely. Even with the severe financial crisis of the last three years, few financial institutions have gone under.

“In these times of volatile markets and very low returns on cash, 68 per cent growth over six years is very attractive. Subject to the risks, knowing precisely what the prospective return will be after six years is very useful from a financial planning perspective.”



AWD Chase de Vere duo leave in shake-up

AWD Chase De Vere marketing director Martyn Laverick and operations director Robert Organ are to leave the firm in a management shake-up which will see five new executive positions on the board.


Hoban should think again over CPMA mandate

Treasury financial secretary Mark Hoban has rejected Money Marketing’s call for the new regulator to be given an objective of looking to boost saving rates and protection levels. Speaking at the Conservative conference this week, Hoban said such a move would be wrong as it would set the Consumer Protection and Markets Authority up to […]

Money market fund cap set to raise credit risk

Money market fund managers could be forced to inject increased risk into the products under Investment Management Association plans to adopt a European definition for the sector. The IMA is thought to be gearing up to use a short-term definition for the funds – capping their weighted average matur-ity at 60 days – which has […]


MEP warns FSA overhaul risks UK’s voice in Europe

Liberal Democrat MEP Sharon Bowles believes scrapping the FSA risks Britain’s role in shaping European financial regulation. In a report in today’s Financial Times, Bowles, who also chairs the European Parliament’s economic and monetary affairs committee, has written to the Government saying the decision to break up the FSA would leave Britain with less influence […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm