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Deadline stays for pension age rules

The Government has refused to extend the December 1 deadline for pension trustees and employers to comply with the EU anti-age discrimination rules despite issuing the final regulations less than two weeks ago.

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Concern that pension reforms will fail to end means-testing

Radical changes to the basic state pension were announced in the Queen’s Speech last week along with a delivery authority to advise on personal accounts.The speech outlined plans for a pension reform bill which will restore the link between the basic state pension and earnings, raise the state pension age to 68 by 2046, reduce […]

The Exchange adds ‘real time’ quote service on annuities

The Exchange is extending its annuity comparison service by offering a ‘real time’ quotation service with two providers signed up and others set to follow.Just Retirement, experts in impaired life and Legal & General are the first providers to support the service.The quotation service will offer standard, smoker and enhanced annuities, detailed quote input and […]

Problem credit card customers to face ‘card rate rises’

Credit card customers who persistently pay late or exceed their limit could face increases in their rate charges financial services company Defaqto has warned.The group also believes annual credit card fees are likely to be imposed as the industry reacts to a regulatory crackdown according to Defaqto’s report.The potential tough tactics could come as a […]

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Is there a need for greater clarification of the relationship between advisers and providers where the provider has a stake in the adviser firm?Yes 75%No 25%No “I don’t think it makes any difference as the compliance structure is so strong that the potential for IFAs to be churning or favouring a provider is nowhere near […]

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