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Curtis Banks – Sipp

Curtis Banks


Type: Full self-invested personal pension

Minimum investment: No minimum

Investment choice: All investment funds, exchange traded funds, bonds, government securities, shares, cash deposits and other assets approved for investment by HM Revenue & Customs, including commercial property

Options: Unsecured pension, alternatively secured pension

Charges: Set up fee £200, annual fee £345 but reduced to £245 if Sipp contains the RBS bank account and a single quoted investment, transfers out £150, in specie transactions £250, purchase of unquoted equities £250, opening additional bank account £50, additional charges for property transactions and benefit payments

Commission: Agreed between adviser and client

Tel: 0117 9107910



FSA faces protection backlash

Protection experts have hit out at the FSA after it suggested the number of investment advisers selling protection products in order to bypass the commission ban could soar following the release of its RDR consultation paper last week.


Manager focus: Stephan Mller

Those who see gold as a safe haven in times of crisis or as an inflation hedge recognise only part of its attractiveness, says Stephan Mller, the director of product management and development at Julius Baer. Thanks to the low correlation of gold with other asset classes, he says, the precious metal provides attractive diversification […]


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