View more on these topics

Curtis Banks – Flexible Family Trust

Curtis Banks – Flexible Family Trust

Type: Group self-invested personal pension

Minimum group size: One

Minimum investment: No minimum

Investment choice: All investment funds, exchange traded funds, bonds, government securities, shares, cash deposits and other assets approved for investment by HM Revenue & Customs, including commercial property

Options: Scheme pension, unsecured pension, alternatively secured pension

Charges: Set-up fee £200 each member, annual fee £445, additional member fee £150, transfers out £150, same day CHAPS payments £10, in specie transactions £250, additional charges for property transactions and benefit payments

Commission: Agreed between adviser and client

Tel: 0117 9107910


The return of securitisation

Lloyds Banking Group’s oversubscribed £4bn securitisation last week has been welcomed as a positive sign of investor confidence returning.

Define and deliver

I started thinking why so many people were getting flustered about the RDR. It occurred to me that those firms which are already very client-focused and offer excellent client service with a proper remuneration structure and good qualifications are not really going to be too affected by the RDR. It is not going to make such a massive difference to their businesses as they are not likely to go through any kind of upheaval or transition in order to be RDR-ready.


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm