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CTF approval for Homeowners Friendly Society

Homeowners Friendly Society today has gained accreditation as a provider of the Governments new child trust fund.

The Harrogate-based society passed all three stages of stringent checks and has now secured full Inland Revenue approval to provide the savings product.

Chief Executive Andrew Haigh says: “This a significant development. Becoming a provider of the Child Trust Fund product will be a key stage in our future growth strategy. Gaining full accreditation this early is a great endorsement of the society.”


Statutory regime benefits sub-prime market says BM Solutions

BM Solutions director of mortgages Michael Bolton says the sub-prime market, for those with impaired credit records will particulary benefit from statutory mortgage regulation. He says years ago, the sub-prime market was particularly dominated by hiigh charging and unfair practices. Bolton says: “It is now up to all parts of the mortgage market to embrace […]

November 1 – mortgage regulation is finally here.

November 1 means mortgage regulation is finally here. The FSA takes over responsibility for regulating mortgage lending, administration, advice and arranging. From November 1, customers will be able to check whether a broker is authorised or an appointed representative by looking at the FSA website. If you have any interesting experiences in the first week […]

Three-week warning for pensions

Six months before retirement age, I received a comprehensive circular in FSA format from several insurance companies. These listed the options, gave no figures but told me how to obtain them. Four months before retirement age, I received a letter from the DWP Pension Service giving figures for my state pension. These bore no relationship […]


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