View more on these topics

Simple, comprehensive critical illness definitions

As medical sciences continue to advance, more and more people are now surviving critical illnesses, but there is often a financial impact to living with an illness. That’s why it’s important your clients understand there’s more to protection than simply life insurance.

At Scottish Widows, we focus our critical illness cover where it matters most for your clients. It’s why we provide comprehensive cover, with critical illness definitions that are easy to understand. Some examples of our approach to simplifying our definitions are:

  • Having one simple, clear additional payment for cancer in situ requiring surgery
  • Combining Alzheimer’s disease and Dementia definitions
  • Removing blanket drug and alcohol exclusions from 5 conditions.

For more information on how we’re continuing to make our cover more comprehensive and easier to understand, watch our short film.

Find out more about Scottish Widows Protect here.



Lifetime allowance 2018/19 increase confirmed but pensions absent

The Government has confirmed that the lifetime allowance 2018/19 will rise in line with inflation, but savers have been offered little else in the Autumn Budget. The lifetime allowance will increase from £1m to £1,030,000 to match CPI from 2018/19.  Though the maximum amount the can be saved each year into a Junior Isa or […]


Government refuses OBR information on Brexit

The Office for Budget Responsibility says the Government refused to give it additional information on Brexit relevant to its economic forecasts, instead referring the independent agency to publicly available speeches and white papers. The OBR says it has no meaningful basis to form outlooks for the UK economy. Chancellor Philip Hammond announced in yesterday’s Autumn […]

Autumn Budget: Today’s key points at a glance

The state of the UK economy with Brexit looming In 2017, growth is expected to come in at 1.5 per cent, falling to 1.4 per cent in 2018 Through 2019 and 2020, growth is set to fall again to 1.3 per cent, before picking up to 1.5 per cent in 2021 and then to 1.6 […]

What's going on in the 'offshore' world?

Graeme Robb, Senior Technical Manager at Prudential, explores the current state of the nation for offshore issues and highlights areas which may be particularly relevant to advisers. In the context of insurance companies, ‘offshore’ can be a relatively straightforward matter. Like their onshore equivalent, offshore bonds are ‘non-qualifying’ for tax purposes, meaning that all gains […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment