View more on these topics

Credit where it’s due

I noticed in a recent article on treating customers fairly that the FSA found that fewer than a third of advisers recommended debt repayment before other investment products.

Am I right in thinking that in order to advise on debts such as credit card repayment, the adviser would need a consumer credit licence?

Colin Rodger

Director,

Alexander Sloan Financial Planning

Recommended

Mobile mission

The spectre of the Law Commission and the prospect of non-repudiation conditions are casting an increasingly long shadow over the protection marketplace. Serious questions are being asked about the depth of information that may be needed to underwrite such business.

Edeus delivers 24-hour remortgage completion

Edeus says it has delivered the first 24-hour remortgage completion on its instant funds service.It comes after the lender launched its point of sale offer service in September. Managing director Alan Cleary says: “The instant funds service has been consistently delivering us a five-day application to completion cycle on remortgages over the past four months, […]

Bell to Balls – save our Asps

The pension industry is “punchdrunk with knee-jerk tinkering”, says Andy Bell, managing director of Sipp provider AJ Bell.He is challenging the Government to rethink the changes on alternatively secured pensions contained in the pre-Budget report.The PBR effectively killed off Asps by imposing an unauthorised payment charge of 70 per cent, where Asp funds remaining on […]

Divorcees have £230k to split

The average divorcing couple has assets worth over £230,000, according to research from Money Expert.com. It says140,000 couples could get divorced during 2007 with £32.2 bn of assets to divide.

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment