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CPI inflation at five-year low

Consumer price index inflation fell to its lowest level in five years in September. CPI annual inflation was 1.1 per cent last month, down from 1.6 per cent in August, according to the Office for National Statistics.


Jones quits Friends Prov for LV= protection role

Friends Provident head of protection Mark Jones has resigned to join LV=. revealed that Jones resigned from Friends last week and is to take up the role of head of protection at LV= although the provider could not confirm a start date. A spokeswoman says: “Mark is on gardening leave with immediate effect. We […]

The value of work-based assessments

The plight of many older advisers worried about taking the mandatory examinations required by the retail distribution review is being conven-iently ignored by the FSA. This week, Money Marketing hears from three advisers with 90 years of combined experience who want to remain in the industry and continue to serve their long-standing clients post-2012. Many […]

The essence of investment

Advisers need to take a range of measures to ensure investments continue to be suitable for their clients

Cricket - thumbnail

England vs Australia: pensions

Well, the cricket season is here, and England and Australia are stepping up to the wicket. Although we compete with each other in the sporting world, when it comes to pensions, Australia’s pension programme is held up as a model for our auto-enrolment initiative. Auto-enrolment was introduced because people weren’t saving enough into their pensions, and it is still early days but signs are positive. However, in Australia, saving into a pension is compulsory, and in fact employers are the ones who have to pay in. Employees in Australia can make additional contributions into their pensions, but they don’t have to. Should the onus be on the employer or employee to save? Well in the UK we think it’s both, but to get ‘adequate’ savings for retirement it’s the employee who has to pay more in.


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