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CPD Briefing: FCA’s governance on crowdfunding

The latest edition of Newsbrief counts as 1 hour of structured CPD and covers the regulatory and marketplace changes which took place during November 2013. Visit the Money Marketing CPD Centre to answer 10 multiple choice questions and complete this CPD activity.

Just click into your CPD Plan and you’ll find each month’s marketplace changes round-up in your activity list.

Not yet registered? Join for free today at and access over 35 hours of independent, accredited CPD learning content. 

Learning objectives (full list of ApEx standards covered below)

Learning objectives

By reading this edition of Newsbrief and completing the MCQ test online you will be able to: 

  • Keep up to date on the regulatory and market changes that have taken place in November
  • Understand the FCA’s governance on crowdfunding from the lender’s perspective
  • Understand the FCA’s clarification of its guidance on the move to clean fee share classes
  • Understand why the US budget will again hit the headlines early next year
  • Be able to explain what Neil Woodford’s departure from Invesco will mean in practical terms
  • Be aware of the expected announcements in the Autumn Statement
  • Understand the new rules around pension scheme registration
  • Be aware of the OFT consultation on workplace pensions
  • Be aware of the lack of increase in protection sales linked to mortgages
  • Understand the focus of the FCA’s thematic review of price comparison websites



Financial services regulation and ethics

Investment principles and risk


Pensions and retirement planning

Financial protection and Mortgages

General insurance

Apex standards covered in this edition of Newsbrief:

Apex standards
Subject area Learning outcome and indicative content
Financial services regulation and ethics The FCA’s responsibilities and approach to regulation
–        FCA’s statutory objectives
How the retail consumer is served by the financial services industry
–        Obligations towards consumers and their perception of financial services
Investment principles and risk The macro-economic environment and its impact on asset classes
–        Main long-term UK and global socio-economic trends
–        Significance of monetary and fiscal policy
–        Overview of world economies and globalisation of markets
Taxation The UK tax system
–        The impact of taxes on individuals, trusts and their investments
Pensions and retirement planning The political, economic and social context for pensions planning
–        Corporate responsibilities and pension provision
How the tax regime applies to pensions planning
Registered pension schemes – funding and tax reliefs
Financial protection The role and limitations of state benefits and state/local authority funded solutions for financial protection
–        Mortgage repayment support
Mortgages Mortgage and property-related insurances
–        Mortgage repayment insurance policies
General insurance How the insurance market operates
–        E-trading



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Nick Clegg: We got ‘value for money’ from Royal Mail sale

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Important information

Investment risks

The value of an investment and any income from it can fall as well as rise and you may not get back the amount originally invested. Forecasts and past performance are not a guide to future performance. Some information and statistical data herein has been obtained from sources we believe to be reliable but in no way are warranted by us as to their accuracy or completeness. These are Neptune’s views and as such this document is deemed to be impartial research. We do not undertake to advise you of any change to our views.


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