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Great minds think alike (or something like that), as it also proved the most pressing Valentine’s concern for Sainsbury’s Bank. HSBC is positively frantic about engagement rings getting lost or stolen and luckily (phew) it offers insurance for such an eventuality. Staff at Bradford & Bingley are obviously a lonely bunch as they ask Chan-cellor Gordon Brown to spread a little love – by cutting stamp duty. With all these worries, it is no wonder that Moneyfact’s Valentine’s effort estimates the price of love at 15,000.