Independent Lloyd’s professional indemnity broker PYV has negotiated special PI rates for mortgage intermediaries with insurer St Paul Travelers. The rates are claimed to represent a cut of 25 per cent and cover general insurance as well as term and protection. It is the second time that PYV has cut rates for mortgage intermediaries by […]
We are continually searching for ways to enhance client returns without incurring added risk or reduce risk without diminishing potential returns. Investing across many asset classes and using products from a wide variety of fund groups, we have a lot of freedoms which we use to construct efficient portfolios.
Axa is the latest insurer to bring Sipp administration in house ahead of relaunching its offering next June. The French-owned insurer currently outsources Sipp admin to Capita Sipp Services. Capita will continue to administer the existing Sipp book while Axa takes over responsibility for new business. The move follows recent decisions by Norwich Union and […]
AlphaSimplex Group believes that the most robust investment products are those that adapt to changing market conditions. Alex Healey, portfolio manager of the ASG Managed Futures Fund, talks about how holding “long” and “short” positions in alternative investments, to match market trends, can create opportunities in both up and down markets.
The pensions dashboard: now there is a good idea, surely? Well, actually no, it is not. To be fair, it sounds like a good idea – a one stop shop where you can see all your various pensions in one place, neat and tidy, lovely and shiny. But there are some problems – quite a […]
When I first started flicking through career guides and thinking about what path to take, I wanted to make sure my job gave me flexibility, the ability to travel and the opportunity to meet people. After researching it, I realised a career in financial planning could tick all these boxes and, so far, my experience […]
The FCA has published the findings of its review into how non-deposit taking mortgage lenders and mortgage third-party administrators handle complaints, concluding that some approaches are “inflexible”. The regulator wanted to see if the processes involved in handling complaints posed a risk to customers, and, in some areas, found room for improvement. While the FCA […]