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Autumn Budget: Personal allowance to increase

In today’s Autumn Budget Chancellor Philip Hammond announced the personal allowance will rise to £11,850 per year from April 2018. The increase will mean a typical basic rate taxpayer will be £1,075 better off a year than in 2010, Hammond said. The higher rate tax threshold will also be increased to £46,350. Hammond promised to […]

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Editor’s note: There is no silver bullet for solving the FSCS

The Financial Services Compen-sation Scheme is not perfect. This is a fact all advisers acknowledge. Increasingly, so does the regulator. There are holes in many sides of the lifeboat: unregulated investments get the same coverage as vanilla ones; interim levies need to be raised due to volatile claim volumes; professional indemnity insurance is either too […]

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