CML warns of ‘damaging’ effects of policymaker intervention in B2L

The Council of Mortgage Lenders has warned policymakers that applying too much control on the buy-to-let market could be “damaging”. Figures published earlier this month by the Bank of England and FCA show buy-to-let lending grew 18.5 per cent from £7bn in the second quarter of 2014 to £8.3bn in Q2 2015. As a result […]


Sam Rees-Adams: What does it cost to be pleasant?

There is a school of thought that nice guys finish last. We have all had to deal with people who shout down anyone who disagrees with them in the belief it makes them stronger and more successful. But even if they get something they want in the short term, a reputation for being rude and […]


Stephen Womack: Osborne must listen to pension tax relief views

Treasury officials will be working overtime in the next few weeks digesting the responses to the latest consultation on pension tax relief, which closed last week. Chancellor George Osborne has asked whether today’s model of tax-free contributions and growth, then taxed pension income, is still the best way to encourage a healthy savings culture. You […]


Mel Kenny: Do financial services firms really care?

Financial services advertising used to be shouted from high profile billboards, but that is now  a distant memory. We are a stage where it is now considered old hat to bellow the financial services sales message during the online experience – having to close all the pop up boxes that get in the way of […]

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Global benefits predictions for 2015 from Jelf International

According to Doug Rice, managing director of international services, in 2015, managing their international duty of care will become an increasing focus for UK-based overseas organisations in both managing their short- and longer-term challenges. As a result, strong independent advice and innovative technological solutions will become more important than ever in managing their global benefits.


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