2007 could prove to be the year of consolidation,
The industry will wait to see whether Capita and Vertex can fulfil their ambitious plans for true straight-through-processing.
After their 2006 acquisitions, the two firms will start working towards consolidating the systems of the underlying businesses.
This is a mammoth job but, once achieved, should provide IFAs with a simple system with one set of data entry, one set of log-ins and one interface.
Technology buffs everywhere will wait to see who makes a bid for Vertex, after United Utilities made it very clear in 2006 that Vertex was not a priority to its business.
With several other outsourcing companies and venture capitalists reputedly in the frame, it looks like this acquisition might be a slow-burner.
The mortgage players in the tech world are expected to make a bigger impact this year, with Trigold recently buying Dashboard and Mortgage Brain acquiring CDS-owned The Key.
This, in addition to Origo mortgage standards kicking in, should prompt widespread improvements in efficiency in the mortgage market.
Assureweb is starting the new year with a new brand identity in a bid to differentiate itself further from its previous part-owner Sesame and redefine itself with a new, modern look.