Consumer confidence in the housing market remains high, with £141.7bn worth of property set to change hands by December, according to research by Sainsbury's Bank.
The research reveals that just 2 per cent of people are concerned that property prices could fall.
There has been no change in the number of homeowners planning to move since the previous index was conducted in March, with 6 per cent of UK homeowners, totalling 1.03 million people, planning to move.
Forty two per cent of those planning to move intend to increase their mortgages by an average of 42 per cent. Only 5 per cent are worried about taking on more debt.
Mortgages manager Lucy Hunter says: “Our index suggests the market remains buoyant, with no dip in the number planning to move between now and December when compared to the first six months of this year. It is interesting that nearly half of movers are increasing their mortgages – taking on more debt, which indicates a lot of consumer confidence.
“Moving home can be very stressful but it seems that some mortgage providers are actually adding to this stress – nearly a quarter, 23 per cent, of home movers with a mortgage are not happy with their current provider. Twelve per cent said they were disappointed that their mortgage provider had not passed on enough of base rate reductions and most of those who were unhappy thought their mortgage was not sufficiently flexible.”