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Commonhold comes into force

New rules on commonhold – a new type of property ownership as an alternative to leasehold &#45 come into force today. The rules allow for freehold ownership of individual flats, houses and non-residential units within an estate or building. Possession is not limited by a time period as with a lease. With no third-party landlord, the management and decisions relating to the building come down to all the unit-holders.

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Investors worried about six key issues

The chief investment officer of Merrill Lynch Investment Managers has highlighted key worries of clients.Mlim president Bob Doll says that investors are concerned about economic expansion, corporate earnings, interest rates and inflation, oil prices, terrorism and politics.Doll reckons that the fluctations caused by these issues is making a trendless market where diversification remains the best […]

Sofa wins deal with NCG on lower PI rates for members

Sofa is to offer lower professional indemnity insurance premiums to members through an arrangement with NCG Professional Risks to be launched at Sofa&#39s November conference. NCG has agreed with a several underwriters that Sofa qualifications and the professional conduct that membership implies will be taken into account as a factor when assessing premiums for PI […]

A&L fixes two-year rate at 4.95% for up to 95%

Alliance & Leicester is offering a new range of fixed and discounted-rate mortgages which feature reduced arrangement fees. A two-year fixed rate at 4.95 per cent until December 30, 2006 allows clients to borrow up to 95 per cent of the property value. A two-year discounted rate is available at 2.4 per cent discount off […]

Bond aid

Mrs Gates has been sold a portfolio of with-profits bonds worth around £100,000. She has asked for a review of the holdings as she is concerned about press reports that her money may not be earning the profits she expected. What should she be told? Mrs Gates is right to be concerned as her portfolio […]

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