Despite recent industry improvements on staff incentives in a bid to reduce misselling, wider performance management techniques have been found to negatively influence the behaviour of frontline staff. The FCA has been clear in its stance that firms that offer staff incentives or use ‘pushy’ performance management techniques to drive sales are not operating in […]
A member of a scheme who flexibly accesses scheme benefits has a duty to tell the scheme administrators of any other pension scheme they have, or join in the future, that they have used flexi-access drawdown. This is because scheme administrators have a duty to inform HM Revenue & Customs if they think someone has […]
PI insurers are considering exclusions for insistent DB to DC transfers, Money Marketing understands.
There has been little change to annuity rates since the last update and this reflects the flat line trend for gilt yields at the moment. The benchmark 15-year gilt yield has remained just under 2 per cent so far in April. Unless yields increase, annuity rates will remain at present levels. In my recent paper […]
While Trump blazes blond in the political foreground, it’s easy to overlook the economic background to the new political dimension of 2017. Political risk will be a feature of the year: the unpredictable and untested Trump administration has already created uncertainty, which is unlikely to diminish, especially if protectionist rhetoric starts to outweigh promises of […]
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