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Co-op and Britannia launch two-year fix at 85% LTV

The Co-operative Bank and Britannia have launched a new two-year fixed rate product available up to 85 per cent loan-to-value.

The new product is available at 4.39 per cent up to 85 per cent LTV for a £999, or 4.89 per cent without a fee. It is also available up to 75 per cent at 3.59 per cent for a £999 fee or 4.19 per cent without a fee.

They have also reduced the rates on a number of three and five-year fixed rate mortgages in their range by up to 0.4 per cent.

Co-operative Bank head of mortgages James Hillon says: “We recognise the challenges home buyers are facing at the moment and we are delighted to be able to offer these reductions in rates which, alongside the introduction of the new two-year fixed rate mortgage, will hopefully provide a welcome boost for first-time buyers and homeowners.”

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