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Clydesdale Bank adds three-year fixes to range

Clydesdale Bank has launched a range of three-year fixed rate mortgages starting from 3.19 per cent.

The range includes a 70 per cent loan-to-value product at 3.19 per cent, a 75 per cent LTV product at 3.59 per cent, an 80 per cent LTV at 4.29 per cent and an 85 per cent LTV product at 5.29 per cent. All of the products have a fee of £999.

Head of business-to-business mortgage distribution and strategy John Tooth says: “Brokers have been telling us that there is a desire for a three-year product from applicants who want a longer fixed term but do not want to commit to a five-year rate. These new products are in response to that feedback and continue our line of introducing products that there is demand for in the intermediary market.”


Best Advice duo banned over Ucis sales

The FSA has warned advisers about the suitability of unregulated collective investment sch-emes after exposing the advice failings of the latest firm to be sanctioned over Ucis sales. Former directors of Best Adv-ice Financial Planning Paul Banfield and Anthony Moss were last week banned from holding any significant influence function. Banfield, a well known media […]

Dividend drama

Reinvested income plays a major part in driving investment growth and can radically alter the tax position

Chelsea launches lowest ever five-year fixed rate mortgage

Chelsea Building Society will today launch the cheapest ever five-year fixed mortgage at a rate of 3.39 per cent. According to the Financial Times, the deal is available to homeowners with a deposit of 30 per cent or more, and comes with an arrangement fee of £1,495. The Chelsea offering is 10 basis points cheaper than […]

Barclays cuts rates by up to 0.55%

Barclays has reduced rates across its mortgage range by up to 0.55 per cent. The cuts affect 40 per cent of the bank’s mortgage range. The new rates include a three-year fixed rate by 80 per cent loan-to-value which has been cut from 4.68 per cent to 4.13 per cent. It has also cut 0.2 […]

Three catalysts for European equities

By Rob Burnett, Manager of the Neptune European Opportunities Fund In recent weeks, the bear case for European equities has become more pronounced on the back of weaker-than-expected GDP data and deflation concerns. This softening in economic momentum has led some investors to question whether the ECB is behind the curve and indeed whether it […]


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