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Clouds on the horizon

Guest speaker at Falcon’s annual conference Arthur Lloyd raised a giggle when he was talking about the negative outlook of folk in the UK.

Up and about early one morning, the lively Scot was enjoying the crisp, bright blue-skied morning and stopped at his local petrol station to fill up his car.

“What a beautiful morning,” he said to the teller. “Aye but we’ll f**king pay for it tomorrow,” he grunted back.

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