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Clerical Medical launches pre A-Day guide for IFAs

Clerical Medical is launching a printed guide to help financial advisers in the run up to, and through the resultant changes of A-Day.

Clerical Medical says that with A-Day taking place in April 2006, this is an ideal time for financial advisers to be reviewing their client base to identify customers that may benefit from taking action on their pension arrangements now.

Marketing manager pre-retirement planning Martyn Nethercott says: “Financial advisers are telling us they know what the A-Day changes are, what they need is some guidance on how to deal with their clients.

“The Pre A-Day business guide breaks down each stage of reviewing a client base into a manageable action plan. Updates will be issued as changes arise in legislation and new ideas are developed, making the guide a useful and practical reference tool. We have used our extensive knowledge of the A-Day changes together with the wealth of technical expertise in our sales, marketing and financial planning departments to provide what will become an
invaluable tool in the run up to April 2006.”


Confidence in BTL still high despite rate rises

Landlords still have confidence in the buy-to-let property market despite slowing house prices and an increase in the cost of borrowing, according to research by Mortgage Trust. The research, based on 350 replies from residential landlords, found that 90 per cent would not consider selling their investment property because of rising interest rates. Forty-nine per […]

Pressure points for M-Day

Mortgage Day is upon us and the last frantic efforts to comply with the FSA regime are under way. What is clear is that some organisations are in a much better state than others. The pressure points are obvious – key facts illustrations, pressure on sourcing systems and new broker networks which may not achieve […]

Skipton Building Society – Flexible 3 Year Stepped Discount

Type: Flexible stepped discounted-rate mortgageDiscounted term: Three yearsDiscount: 2.65% in year one, 0.25% in years two and threePayable rate: 3.44%Minimum loan: 5,000Maximum loan: Up to 95% of valuation subject to a maximum of 200,000, up to 90% of valuation subject to a maximum of 300,000, up to 85% of valuation subject to a maximum of […]

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White paper — recording sickness absence

The latest figures from the Department for Work and Pensions illustrate that sickness absence is still a major cost to businesses, with an annual bill for sick pay and associated costs to employers of £9bn. This paper from Jelf Employee Benefits looks at the importance of recording sickness absence for any employee health strategy and how this can be carried out in an efficient manner to reduce absence, improve employee engagement and drive up profits.


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