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Clerical Medical – Futureproof

Cafeteria-style group pension plan combining group stakeholder, group personal pension, group money purchase and group additional voluntary contributions

Minimum group size:
Minimum-maximum ages:

Minimum premium:
£20 for stakeholder, otherwise £20 per member a month,
£240 per member a year, £500 lump sum,
£1,000 pension transfers

Fund links:
Clerical Medical Funds &#45 non-equity managed, cautious managed, balanced managed, adventurous managed, international,
UK equity, equity high, income, UK smaller companies, gilt & fixed interest, retirement protection index-linked, property, cash, Halifax, North American, European, Japan, Pacific, Ethical Fund, UK Equity Tracker, Lifestyle Investment Programmes &#45 cautious Option balanced option adventurous option, global equity tracker,
with profits (unitised). External funds &#45 CM UBS UK growth, CM UBS global growth, CM UBS managed, CM UBS US equity, CM Newton balanced, CM Newton managed, CM Newton international growth, CM Newton income,CM Newton American European, CM Newton continental European, CM Schroder Corporate Bond, CM Schroder Managed Balanced, CM Schroder monthly high income, CM Schroder global equity

Annual 1%, plus annual 1.25%-1.6% for external funds

Allocation rate:

Minimum term:

Contribution protection policy

Subject to negotiation

Tel: 01275 554356


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Paul Smee appointed as Practiv non-exec director

Aifa director general Paul Smee is joining IT consultancy Practiv as a non-executive director. Practiv specialises in product delivery and distribution, and advises companies on IFA business solutions. Smee says: “I am glad to be joining a company whose successful operations can help make an IFA&#39s life a lot easier.”


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