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Clerical Medical – Futureproof

Type:
Cafeteria-style group pension plan combining group stakeholder, group personal pension, group money purchase and group additional voluntary contributions

Minimum group size:
10
Minimum-maximum ages:
16-75

Minimum premium:
£20 for stakeholder, otherwise £20 per member a month,
£240 per member a year, £500 lump sum,
£1,000 pension transfers

Fund links:
Clerical Medical Funds &#45 non-equity managed, cautious managed, balanced managed, adventurous managed, international,
UK equity, equity high, income, UK smaller companies, gilt & fixed interest, retirement protection index-linked, property, cash, Halifax, North American, European, Japan, Pacific, Ethical Fund, UK Equity Tracker, Lifestyle Investment Programmes &#45 cautious Option balanced option adventurous option, global equity tracker,
with profits (unitised). External funds &#45 CM UBS UK growth, CM UBS global growth, CM UBS managed, CM UBS US equity, CM Newton balanced, CM Newton managed, CM Newton international growth, CM Newton income,CM Newton American European, CM Newton continental European, CM Schroder Corporate Bond, CM Schroder Managed Balanced, CM Schroder monthly high income, CM Schroder global equity

Charges:
Annual 1%, plus annual 1.25%-1.6% for external funds

Allocation rate:
100%

Minimum term:
None

Options:
Contribution protection policy

Commission:
Subject to negotiation

Tel: 01275 554356

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