View more on these topics

Clerical Medical – Flexible Bond

Thursday, 18th January 2001.



Type: Unit linked bond.

Aim: Growth and income by investing in Clerical Medical&#39s with-profits fund and unit linked funds.

Minimum investment: £5,000.

Fund links: With-profits, distribution, adventurous managed, balanced managed, cautious managed, non-equity managed, international, UK equity, equity high income, UK smaller companies, gilt and fixed interest, index linked, property, cash, ethical, North American, European, Japan, Pacific, evergreen.

Allocation rates: £5,000-£9,999 – 100 per cent, £10,000-£14,999 – 100.5 per cent, £15,000-£24,999 – 101.25 per cent, £25,000-£49,999 – 101.5 per cent, £50,000 and above – 101.75 per cent.

Charges: Either 1 per cent bond fee for 3 years taken monthly plus annual 1-1.3 per cent or initial 3 per cent, annual 1-1.3 per cent.

Switches: 12 free switches a year £50 thereafter.

Commission: Either initial 5.25 per cent, initial 4.125 per cent renewal 0.25 per cent or initial 3 per cent renewal 0.5 per cent.

Tel: 0800 779090.

 

Recommended

Home is where the hearth is

Taking out a mortgage is becoming far more than just borrowing money to buy a house. Current account mortgages are expanding the bou ndaries and lenders want IFAs to come on board. There are now four main lenders which provide flexible mortgages on a current acc ount basis – Halifax&#39s Intell igent Finance, Virgin One, […]

Most FundsNetwork business coming via IFAs

Fidelity&#39s FundsNetwork has taken the majority of its business through IFAs since its launch last June. The supermarket also says it has negotiated two more white-labelling deals with IFAs. Wentworth Rose and the David Aaron Partnership will next week join companies such as Hargreaves Lansdown, Chase de Vere, Bates Investment, Best Invest, Torquil Clark and […]

Consumer panel calls for rethink on arrears

The Financial Services Consumer Panel has again criticised the FSA for not going far enough to protect consumers in its plans to regulate mortgages. In its response to the regulator&#39s first mortgage consultation document, the panel says there should be tougher rules to stop len ders unfairly penalising borrowers in arrears. It accuses lenders of […]

IFAP using TV and press to push adviser message

IFA Promotion is targeting consumers with a national press and digital TV ad campaign started this month. The campaign aims to encourage people to visit an IFA. After last year&#39s TV ad trial, IFAP decided to create an identity with which consumers could identify. Consumer research found the most suitable personality for IFAP would be […]

The return of emerging markets

Ewan Thompson, Head of Emerging Market Equities, Neptune Although in political terms 2016 will be remembered for the seismic shocks of the Brexit vote and Trump’s presidential victory, the year was also a watershed for the global economy and emerging markets in particular. Following five years in the wilderness, the conditions are now in place […]

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment

    Close

    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm

    Email: customerservices@moneymarketing.com