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Clerical Medical cuts endowment premiums

Clerical Medical has slashed the premiums on its Flexible Mortgage unit linked endowment plan to increase its competitiveness in the market.

To help IFAs make the most of the new rates the life office has produced a new version of its flexible mortgage illustration system which is available on CD-Rom or floppy disk.

As well as providing illustrations the system also allows IFAs to produce copies of &#34key features documents&#34 and bespoke &#34reason why letters.&#34

The endowment plan offers a range of features including a standard and enhanced early surrender version of the plan.


Zifa embarks on professional development tour

Zurich IFA is running a series of professional development foundation seminars for IFAs during October and November.Industry expert Keith Popplewell will outline opportunities IFAs can use to develop their businesses, including how to use birth, marriage and sex to add value to their existing client base or create new contacts.Other areas to be discussed include […]

Skipton Guernsey launches two fixed rate bonds

Skipton Guernsey, the offshore arm of Skipton Building Society is launching two new fixed rate bonds.The bonds can be fixed to either September 30, 2000 or 2002.The one year bond is fixed at 6 per cent gross and the three year at 6.75 per cent gross.Both bonds are subject to a minimum investment of £10,000 […]

Wesleyan removes notice period from savings account

Wesleyan Savings Bank is revamping its telephoned based Wealthsaver Direct Savings Account.The move will see the bank remove its 60 day notice period for withdrawals and allow customers instant access to their funds.The interest rates on the account will remain unchanged.Wesleyan chairman and managing director Lowry Maclean says: &#34The removal of the notice period will […]

No improvement for Scot Mutual funds

Scottish Mutual believes the abysmal performance of its range of protected funds will continue well into next year. In a memo obtained by Money Marketing, the life office admits any improvement in the performance of its Controlled Risk and Protected funds before the spring is &#34remote&#34. The life office believes a stockmarket correction induced by […]

Can you put a hat on?

By Sarah Scott, marketing consultant You might think the question in the title is a strange one. Perhaps even more so when you learn that it’s one of several asked as part of an assessment for Employment Support Allowance eligibility in the opening scenes of the 2016 film, ‘I, Daniel Blake’. Daniel is a carpenter […]


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