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Clerical adds up A-Day

Clerical Medical has launched an A-day pension protection calculator tool to its website to assist advisers in planning for their clients retirement.

It includes a mechanism to calculate projected tax-free cash levels and any recovery charges that may apply for the three different protection options.

The tool is available through the life office’s IFA website.


Hales’ wise words on commission

Everybody’s talking about commission again. Norwich Union’s sales and marketing director Peter Hales says that in a personal capacity, he would like to see pension commission increased.

Is volatility dead? No, sell credit

There are several arguments that one could currently make for why credit markets look unattractive. These include signals that the US economy is in late cycle, the fact that corporate leverage has been increasing (with 2016 setting a record for the amount of global bond issuance), and that US high-yield default rates have risen considerably […]


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