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FCA moots enforcing basic rate for cash savings

The FCA has kick-started a discussion as to whether a “basic savings rate” should be introduced on cash products. In a paper this morning, the regulator notes that on easy access cash savings products, longstanding customers are receiving worse interest rates than those shopping around. Among a range of potential options to address this price […]

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The three major mind shifts required to cope with longer lives

People are living longer; a challenge for all sections of society. To deal with these challenges, new approaches will need to be taken by the state, individuals, employers and pension providers. There are five key components to living a long, productive and fulfilling life: resilience to changes in employment and income; agility and being able […]

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Abraham Okusanya: The irresponsible absurdity of new longevity theories

Annuity providers are wrong to use such sci-fi, scaremongering sales tactics  Ancient scholars would have us believe Methuselah lived to a staggering 969 years, making him the oldest person in history. Little wonder the name became synonymous with longevity. British gerontologist Aubrey de Grey coined the term “Methuselarity” – a blend of Methuselah and singularity – […]

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FCA takes on introducers behind £86m in pension transfers

The FCA has revealed it is pursuing two unregulated introducers involved in the transfer of at least £86m in pension assets from over 2,000 customers. In the watchdog’s monthly round-up, FCA executive director for enforcement and market oversight Mark Steward discusses how the FCA is approaching fraudsters as a new advertising campaign launched earlier in […]

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