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Citigroup – Enhanced Growth Plan

Capital-protected bond

Growth linked to the performance of the FTSE 100 index or Dow Jones Global Titans Index

Minimum-maximum investment:
£5,000-no maximum,
Isa £3,000-£7,000

Five years

UK enhanced growth option one &#45 original capital returned in full regardless of index performance.
Global enhanced growth option two &#45 original capital returned in full provided the Dow Jones Global Titans index does nor fall by more than 40 per cent and returns to at least its initial value.

UK enhanced growth option one &#45 33% growth at the end of year three if index rises by at least 30% or 110% at end of year six.
Global enhanced growth option two &#45 45% growth at the end of year three if index rises by at least 30% or 150% growth at end of year six

Closing date:
March 5, 2004

Initial 3.25`%

Tel: 0870 707 0145


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