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Citigroup – Enhanced Growth Plan IV

UK Option 1

Type:
Guaranteed equity bond

Aim:
Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment:
£5,000-no maximum,
Isa £3,000-£7,000

Term:
Six years

Return:
30% of original investment at end of year three if index rises by at least 30% or 130% of growth in the index at the end of the term

Guarantee:
Original capital returned in full at end of term regardless of performance of index

Closing date:
November 5, 2004,
Isa/Pep transfers October 22, 2004

Commission:
Initial up to 3.25%

Global Option 2

Aim:
Growth linked to the performance of the Dow Jones Global Titans index

Minimum-maximum investment:
£5,000-no maximum, Isa £3,000-£7,000

Term:
Four years

Return:
14% of original investment at end of year two if index has risen by at least 14% or 114% of growth in the index at the end of the term

Guarantee:
Original capital returned in full at end of term regardless of performance of index

Closing date:
November 5, 2004,
Isa/Pep transfers October 22, 2004

Commission:
Initial up to 3%

Tel: 020 7986 0366

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