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CIS offers with-profits with cover waiver

Co-operative Insurance Society says its stakeholder pension offering will be one of the few products to offer a with-profits fund option with the facility to waiver premium and life cover.

CIS&#39s stakeholder scheme lets people choose from a range of funds including with-profits, UK growth, European growth, Environ, US growth and FTSE all-share index tracker. The plan gives investors a range of options including increasing premiums, stakeholder term assurance, contribution holidays and flexibility at retirement.


Industry figures take to the hustings

A handful of figures from financial services are set to seek election asMPs, including leading investment IFA Jason Hollands. Best Invest deputy managing director Jason Hollands is contesting the safeLabour seat of Hornsey and Wood Green in North London for the Conservatives. Another standing on the Tory ticket is Equitable Life pensionsadministrator Philip Cochrane in […]

Pensions Ombudsman launches information site

The Office of the Pensions Ombudsman is launching a website to provide information to members of the public and the pensions industry with details of the Ombudsman’s powers, procedures and publications. The site includes a facility which allows users to search for and download past decisions of potential relevance to their own or their client’s […]

The attraction of opposites

Scottish Mutual has introduced, a unit-linked bond thatallows investments to be split between a with-profits fund and a technologyfund. The technology fund focuses mainly on tech stocks in North America and caninclude biotechnology, telecomms and media stocks. The annual bonus ratefor the with-profits fund is currently 5.25 per cent. Investors can takeregular income and […]

Accrual age

Last week, I noted the possible or probable abolition of the upper agelimit at which an annuity must be drawn and the certain abolition of theupper age limit at which employees willbe required to retire. Both these developments (or likely developments) have been prompted by aEuropean Union directive issued last year which requires member states […]


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