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CIS cuts with-profits payouts by 5 per cent

CIS is cutting payouts on with-profits by 5 per cent after announcing an interim bonus declaration. The cuts follow a 15 per cent cut announced at its scheduled annual declaration in April. The company blames falling stockmarkets but claims consumers are still benefiting from smoothing.

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Mortgage broker Gardner Goldman launches internet tracking system

Manchester based independent mortgage broker Gardner Goldman has launched an internet tracking system letting introducers check the progress of their clients&#39 applications 24 hours a day, seven days a week. IFAs, accountancts, solicitors, estate agents, property developers and others who use Gardner Goldman to arrange mortgages for their clients are given a unique password that […]

&#39Pensions will beat the performance of buy to let and Isas&#39

Pensions remain the best retirement savings vehicle and will outperform long-term saving in an Isa or property, Legal & General pensions strategy manager Adrian Boulding argued at last week&#39s Pensions in Crisis conference in London.Taking a swipe at the buy-to-let market, Boulding told the conference that tax relief on pensions coupled with historic long-term returns […]

FSA probes top insurers on equities

The FSA is writing to the country&#39s top 20 insurers to ask them what plans they have in place to deal with plummeting equity markets. An FSA spokeswoman says the information gathering exercise is only what should be expected of a prudent regulator given the current market conditions.

Down to business

A Money Marketing report on the recent consultative document on corporation tax reform referred to an ensuing analysis of the proposals by yours truly. Well, here it comes.I am going to concentrate on the issues that are, in my opinion, of greatest interest to financial advisers and product providers. What&#39s it all about? (Before answering […]

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