The theme of this year's Association of Christian IFAs conference will be "The Year of Leaven".
It is based around the concept that spiritual guidance could improve financial services planning in the same way as leaven (yeast) improves bread.
The theme is intended to be provocative.
ACIFA chairman Mark Roach says: "There is a lot of talk in the millennium year of cancelling Third World debts, but the old motto of 'Charity begins at home' is very applicable.
"Grandiose gestures of cancelling national debts is one thing but we should attend to handling debts at the domestic level."
The conference takes place in Nottingham over the weekend of October 1 to 3, 1999.